Our specialty is working with our client’s long term investments, insurance and financial plan. We employ financial tools and strategies that preserve and transfer your wealth to the next generation, thereby leaving a legacy while not foregoing the fruits of your labour.
Insurance risk management is used to it’s best advantage.
Approach
We use the six-step financial planning process endorsed by the Canadian Association of Financial Planners. We will:
- Clarify your present financial situation.
- Identify your goals and objectives
- Identify financial problems and opportunities
- Provide written recommendations
- Coordinate the implementation of your plan
- Provide scheduled reviews and updates
Personal Planning
- Investment Planning
Maximizing return for your risk profile at the lowest cost possible. We offer you access to the country’s finest investment managers focusing on excellent long term performance - Retirement Planning
Having enough money to live comfortably and protect against inflation - Estate Planning
Create, preserve, and transfer wealth - Tax Planning
Defer, convert, or eliminate taxes
Risk Management
- Prevent Capital Loss
- Prevent Investment Loss
- Prevent Purchasing Power Loss
- Prevent Tax Loss
- Prevent Health Related Loss
Financial Services
- Pooled, Segregated & Mutual Funds
- Life, Disability, Critical Illness, and Long Term Care Insurance
- Annuities & RRIFs
- Tax Favoured Vehicles
Corporate Planning
- Key Executive Benefits & Pensions
- Business Transfer/Exit Strategies
- Executive Disability Plans
- Health & Welfare Trusts
- Employer Benefit & Pension Plans
Consolidated Portfolio Reporting
Investment statements are clear and concise so you can easily understand the status and performance of your portfolio. Your mutual fund assets, fixed deposits, managed portfolios, and other investments can all be reported on one easy-to-read statement, regardless of the fund company or institution.
Managed portfolios are provided by affiliated or non-affiliated entities.
Initial Meeting Compensation & Fees
Our initial one-hour meeting is offered at no charge or obligation. During this hour, I will ask you about your financial goals and resources and then describe how Malinka Financial Corporation might be of help to you. We can then decide whether to continue with a financial planning and investment relationship.
If you feel we can be of service, we will quote you a fee in advance for the planning report most appropriate for you. The fee includes:
- Research and analysis
- Report preparation
- A meeting with you to review the report and its recommendations.